About the role

We are seeking a Senior Credit Analyst – Secured Business Loans to join our dynamic Secured Lending team at Resimac. You will be responsible for assessing and approving high-value commercial and property-backed lending applications, while ensuring compliance with Resimac credit policies and regulatory requirements.

This role is perfect for someone who thrives in a fast-moving, commercial lending environment, enjoys tackling complex lending scenarios, and wants to contribute to the growth of a high-performing team.

What you’ll be doing

• Assess, recommend, and approve secured business loan applications within delegated authority.
• Provide hands-on support during peak periods or as needed by the team.
• Manage commercial lending deals, including:
• Lending to acquire property under a business entity.
• Refinancing existing loans.
• Cash flow-based lending for business investment.
• Ensure compliance with Resimac Credit Policy, NCCP, AML/CTF, Privacy Act, PPSR, Equifax, and other relevant regulations.
• Manage daily QA, hindsight, and compliance findings.
• Support the Credit Team Leader in setting and monitoring KPIs, SLAs, and team performance.
• Oversee credit workflows, inboxes, and documentation.
• Assist with onboarding, coaching, and development of Credit Analysts and Senior Credit Analysts.
• Contribute to continuous improvement of credit systems, processes, and policies.
• Escalate matters outside of delegation in a timely manner.
• Minimise fraud, credit, and operational losses within the portfolio.
• Provide insights on portfolio performance, risk trends, and capacity planning.
• Build and maintain strong relationships with introducer partners.

About you

• 3 –5+ years’ experience in a senior commercial lending or credit analyst role.
• Strong understanding of property markets, property valuation, and commercial lending structures.
• Knowledge of corporate structures and business cash flow lending.
• Proven ability in business lending and mortgage lending beyond standard residential loans.
• Strong experience with secured business loan products and loan structures, including:
• Strong financial analysis skills, including interpreting balance sheets, P&Ls, BAS, taxation portals, bank statements, and serviceability assessments.
• Knowledge of regulatory frameworks, including NCCP, AML/CTF, Privacy Act, PPSR, and Equifax/FFG.
• Intermediate to advanced Microsoft Office skills (Word, Excel, Outlook, Teams).
• Strong organisation, prioritisation, and time management skills.
• Proactive problem-solver with exceptional attention to detail.
• Strong client service ethic and ability to manage relationships with internal and external stakeholders.
• Experience working in a flexible, fast-moving commercial lending environment is highly valued.

What's in it for you?

Resimac offers a collaborative culture that encourages career growth, professional development and workplace flexibility.

• With a focus on our people, Resimac offers several employee benefits including:
• Supportive and friendly environment where we pride ourselves on being approachable
• WFH Flexibility
• Wellness hour - Get 2 hours each month to take back time for yourself!
• Internal opportunities to cross train in other teams/areas of the business
• Reward platform with access to discounts, deals and cashback offers
• Monthly cake day to celebrate birthdays
• Breakfast Bar - daily breakfast provided by us to help fuel your day!
• Other outstanding benefits including paid Parental leave (16 weeks), volunteer opportunities, salary packaging, EAP, Reward platform and external professional development opportunities

Resimac is committed to building a diverse and inclusive business and encourages applications from Aboriginal and Torres Strait Islander peoples, LGBTI and related communities, mature workers, people living with a disability and different cultural backgrounds.

Please note that unsolicited applications from recruitment agencies will not be accepted