About the role

We are looking for an experienced Credit Team Leader - Consumer (Auto and Novated) to join our growing Consumer Credit team at Resimac. This is a pivotal opportunity to step into a fast-scaling channel.

In this role will manage a flow of consumer asset finance deals, you’ll play a key role in ensuring compliant, high-quality credit outcomes while supporting introducers, strengthening processes, and uplifting performance across the consumer portfolio. 

As the volumes continue to grow, the position will evolve into a true leadership role with the opportunity to build out your team of Credit Analysts.

What you’ll be doing

• Assess, recommend, and approve consumer credit applications within delegated authority.
• Provide hands-on deal processing support during peak periods.
• Lead, coach, and develop Senior Credit Analysts and Credit Analysts.
• Ensure compliance with Resimac Credit Policy, NCCP, AML/CTF, Privacy Act, and relevant regulations.
• Oversee daily QA, Hindsight, and Compliance findings.
• Set, monitor, and manage KPIs and SLAs across the Consumer Credit team.
• Manage the Consumer Credit inbox, work queues, and workflows.
• Support onboarding and training of new team members.
• Drive continuous improvement across credit systems, processes, and policies.
• Escalate matters outside of delegation as required.
• Minimise fraud, credit, and operational losses within the Asset Finance portfolio.
• Provide regular insights on portfolio performance, capacity planning, and risk trends.
• Support and strengthen introducer partner relationships.

About you

We’re looking for a confident, hands-on credit leader who thrives in fast-growing environments and brings recent, practical consumer asset finance experience.

• 3+ years’ experience in a Consumer Credit role with lending delegation of at least $150k.
• At least 1 year of experience in a leadership or senior mentoring capacity.
• Strong working knowledge of NCCP, AML/CTF, KYC, PPSR, Privacy Act, and fraud prevention.
• Advanced understanding of consumer loan structures including: Chattel Mortgages, Secured Consumer Auto Loans, Novated, Operating, and Finance Leases, Rental Agreements, Revolving Credit Facilities, Premium Funding Contracts.
• Advanced financial analysis capability across payslips, tax returns, BAS, P&L, balance sheets, bank statements, and serviceability.
• Strong Microsoft Office skills (Word, Excel, Outlook, Teams).
• Strong time management and organisational capability
• Proactive problem-solver
• High integrity with a strong client service ethic
• Comfortable leading change and building new processes

What's in it for you?

Resimac offers a collaborative culture that encourages career growth, professional development and workplace flexibility.

• With a focus on our people, Resimac offers several employee benefits including:
• Supportive and friendly environment where we pride ourselves on being approachable
• WFH Flexibility
• Wellness hour - Get 2 hours each month to take back time for yourself!
• Internal opportunities to cross train in other teams/areas of the business
• Reward platform with access to discounts, deals and cashback offers
• Monthly cake day to celebrate birthdays
• Breakfast Bar - daily breakfast provided by us to help fuel your day!
• Other outstanding benefits including paid Parental leave (16 weeks), volunteer opportunities, salary packaging, EAP, Reward platform and external professional development opportunities
   

Resimac is committed to building a diverse and inclusive business and encourages applications from Aboriginal and Torres Strait Islander peoples, LGBTI and related communities, mature workers, people living with a disability and different cultural backgrounds